OUR SERVICES
We do not set limits for ourselves… we strive to achieve your goals…
Xpectrum recommends you select the lending options structured in accordance with your loan requirements and deliver the most up-to-date financial solutions ranging from residential loans, commercial loans, property development loans, multi-tiered loans and SMSF loans.
Residential Loans
Buying a home is the single largest purchase anyone can make in their lives.
We can structure a loan suitable for you.
- Buying your first home
- Buying your second home
- Refinancing your existing home
- Reducing the term on your current mortgage
- Consolidating all your debts to a single loan
- Seeking additional funds for home improvements
Commercial Loans
We offer a wide range low interest rate to high leveraged investment loans.
Commercial loans are investment or business-related loans secured by industrial, commercial, retail, or residential real estates. Whether you are purchasing, refinancing, or restructuring, Xpectrum can access funds for your project through a wide range of finance lenders delivering low interest rate to high leveraged investment loans. We offer effective finance solutions with our specialised skills in the sophisticated nature of most of the commercial transactions in the market.
Xpectrums’ way of loan structuring yields significant benefits to our clients. We pride ourselves being a preferred originator for funds specialised in the property ventures including childcare centres, age care facilities, large land subdivisions, hotels/motels, and rural/semi-rural properties. We provide ongoing assistance and management of your loans leaving you free in your mind to focus on your business.
We always value and enjoy the ongoing relationships we establish with our commercial loan clients. We are willing to offer them long term assistance as their businesses mature and finance needs continue to change over time.
Development & Construction Loans
We specialize in development and construction loans, guiding clients through financing from start to finish.
The development and construction loans are the core of our business operations. Xpectrum is the first contact for most of the proprietors looking for a reliable and effective approach to finance their projects due to its loan management expertise in this complex field. We offer creative solutions to structure your funds enabling you to imagine getting there to your vision in your business project. Xpectrum is committed to working with our clients from the enquiry stage through to the the completion of their projects.
We work with an extensive network of lenders and therefore, we can negotiate on behalf of our clients in relation to the loan structuring process. We have a clear idea of what the lenders seek when selecting projects to fund and therefore, we are able to direct you to the appropriate channels without a doubt. We are fully equipped with the necessary knowledge in changing market conditions such as market sentiments, inflation, interest rates and the availability of funds providing a considerable impact on your project profitability. Therefore, we guarantee that we can help you finance all your projects from small unit developments to the high-rise property developments.
Multi-tiered Loans
Xpectrum expertise organizes the financing for your projects and continues to work with you throughout all the phases of your project
Mezzanine Finance
SMSF Loans
Australians love to invest in real estate. A Self-Managed Super Fund (SMSF) loan option is the most popular type of loan that can play an important role in your retirement plan if you are unable to buy an investment property outright. An SMSF loan makes the benefit of investment property ownership a reality for many borrowers, whether they invest on a residential or a commercial property in Australia.
SMSF loans can be highly rewarding, however, it can come with a risk compared to a regulated super fund. Managing such loans requires a little bit of hard work and therefore, the proper guidance of a financial expert is crucial. We can help you with finding the right SMSF loan for your needs.
